Amply Finance

Rejected venues wait the longest for re-review; a rejection has to earn another look before the scheduled date.

Amply Finance is a peer-to-pool lending protocol on the Cronos zkEVM chain. At the 2026-08-16 survey it held about $0.86M on Cronos zkEVM, under one percent of our $100M materiality floor. Below that floor, the book one practice would move on the same research becomes the exit crush, so the file is rejected on size without further research. Cronos zkEVM itself has no registry verdict, so scale alone would not clear the protocol; the chain review would come first.

Kill criteria: the events that revoke this verdict
• TVL sustained above $100M for 30 days
• The Cronos zkEVM chain review resolves to approved

The research file

Mechanism applicability

Amply is an Aave-style peer-to-pool lending market on Cronos zkEVM. Suppliers receive aTokens and earn utilization-based interest from overcollateralized borrowers; debt tokens track borrower obligations. Lenders depend on collateral valuation, liquidations and pool contracts rather than a fixed obligor promise. The currently measured pool is below the shared version-1 materiality floor.

Current observation and perimeter

The DefiLlama protocol API read on 2026-08-16 classified Amply Finance as Lending and reported approximately $0.86M supplied and $0.37M borrowed, entirely on Cronos zkEVM. Amply’s current contract and parameter pages list only Cronos zkEVM core, aToken and debt-token deployments. The existing chain perimeter and lending classification remain supported; no evidence justifies treating planned expansion as live capital.

Control and exit applicability

Amply publishes asset-specific LTV, liquidation, utilization, rate, reserve-factor and cap parameters, with ACLManager and PoolConfigurator contracts controlling the market. Oracles and liquidators determine whether borrower collateral covers debt. A supplier can request partial or full withdrawal, but borrowing positions constrain collateral withdrawals by health factor and all supplier exits ultimately require available underlying pool liquidity.

Why the class rule decides

At approximately $0.86M supplied, a $1M advised allocation would exceed the entire system before its Cronos zkEVM, oracle, liquidation or exit dependencies are tested. The shared version-1 below-materiality dossier therefore decides, with the unresolved chain review retained as a second criterion. Reopen only after TVL remains above $100M for 30 consecutive days and the chain is approved, then review asset and borrower concentration, admin and oracle controls, incidents, proposed-size withdrawals, legal access and named larger alternatives.

Sources

The claims above trace to these. Where a number could not be independently verified, the thesis says so.

• Amply — lending mechanism · primary · accessed 2026-08-16
  Supports: supply, borrow, collateral, interest, withdrawal, lending pools
• Amply — supported assets and risk parameters · primary · accessed 2026-08-16
  Supports: Cronos zkEVM, LTV, liquidation threshold, utilization, caps, reserve factor
• Amply — withdrawal mechanics · primary · accessed 2026-08-16
  Supports: partial withdrawal, full withdrawal, health factor, redeem assets, exit
• Amply — deployed contracts · primary · accessed 2026-08-16
  Supports: Cronos zkEVM, ACLManager, PoolConfigurator, aTokens, debt tokens, oracle dependencies
• DefiLlama — Amply Finance survey record · secondary · accessed 2026-08-16
  Supports: current TVL, borrowed amount, Cronos zkEVM, Lending category, survey observation

Inherited controls

The verdict above grades the protocol layer. Every position also inherits the asset it holds and the chain it settles on. The least safe layer sets the position’s grade, and the position table names which one that is.