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stable-lending

DorkFi

Rejected
Max sleeve
Reviewed
2026-08-16 · v1
Next review
2026-11-15
Chains
Voi Network, Algorand

Rejected venues wait the longest for re-review; a rejection has to earn another look before the scheduled date.

DorkFi is a borrow-and-lend protocol on Algorand and Voi Network, two AVM-compatible chains. Suppliers earn utilization-driven rates while borrowers post collateral, and the system also supports overcollateralized WAD issuance. DefiLlama measured $204,264 of supplied base TVL on 2026-08-16, only 0.20% of the $100M floor; the separate $46,693 borrowed suffix is not additional supplied liquidity. The file remains rejected on fundamental exit capacity.

The research file

Mechanism applicability

DorkFi is pooled onchain credit: users supply assets for variable, demand-driven returns and borrow against collateral. Its materials also describe isolated WAD borrowing pools and an overcollateralized dollar-targeting asset. Supplier returns therefore depend on borrower utilization, collateral values, oracle inputs and liquidation performance.

Control and lifecycle applicability

The protocol is live on both Algorand and Voi Network. DorkFi’s legal disclosure says designated administrators or multisigs may currently manage parameters, market configuration and emergency pause functions while governance decentralization remains an intention. That is a material control dependency if the size screen is ever cleared.

Exit applicability

DorkFi expressly warns that lender withdrawals can be delayed when pool liquidity is low or utilization is high. Borrowers face health-factor monitoring and collateral liquidation below required thresholds. Non-custodial labeling does not make supplied cash instantly available when borrowers have drawn it.

Why the dossier still applies

DefiLlama measured $204,264 of supplied base TVL on 2026-08-16: $109,653 on Algorand and $94,612 on Voi. The $46,693 borrowed suffix is utilization, not extra pool capital. At 0.20% of the $100M floor, below-materiality is fundamental. Reopen after supplied TVL stays above $100M for 30 days, then test withdrawable cash, oracle design, liquidations and admin powers.

Sources

The claims above trace to these. Where a number could not be independently verified, the thesis says so.

Inherited controls

The verdict above grades the protocol layer. Every position also inherits the asset it holds and the chain it settles on. The least safe layer sets the position’s grade, and the position table names which one that is.

ChainVerdictGradeControl constraint
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