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Eligibility file · Stock

Switzerlend AG C1 Shares SHA (LENDS: preferred shares of the lend.ch lending platform as Swiss ledger-based securities, locked in a drag-along contract)

What the client owns
Switzerlend AG preferred C1 shares (Vorzugsaktien, nominal CHF 1.00, liquidation preference CHF 53.72); each LENDS wraps one LEND share token (0x0618d80830f4adb887032d23eafd5b99eb276771), the ledger-based share, under the Token Shareholder Agreement. Issuer direct: The on-chain record is the securityholder file; the holder is the registered owner.
Who may hold it
US retail investors. First purchase minimum not stated. State coverage not confirmed by the issuer. The registration agreement (a scanned PDF) describes the C1 shares as “without transfer restrictions” and lists transfer restrictions as “Not appliable”; anyone who can show control of the token may ask to be entered in the share register, and only registered holders exercise shareholder rights. Switzerlend sells new tokens directly at a fixed price (CHF 68.002 on 23 September 2026) as a Swiss primary offering under the Financial Services Act. No document addresses US securities law or names an excluded country. No minimum is stated; one token is one share.
Who can freeze or claw back
Ethereum: no power on the contract.
How it exits
Secondary market only; no issuer redemption. No redemption. Sell on Switzerlend’s on-chain order book against Frankencoin (ZCHF), settled atomically; on 23 September 2026 the best bid was CHF 60.00 and the best ask CHF 67.90 (an 11.63% spread), and 24-hour volume was zero. The issuer may also buy back tokens but has no duty to.. Settles in ZCHF.

Research and shelf status are on the memo: Switzerlend AG C1 Shares SHA (LENDS) Adverse research finding

Issuer
Switzerlend AG (Zurich, Switzerland; CHE-456.445.646), which runs the lend.ch peer-to-peer lending platform; Aktionariat AG supplies the share contracts and keeps the share register for it
Registration
Other
Official record
Aktionariat AG (keeps the share register for Switzerlend; the LEND token contract is the ledger-based securities register)
Instruments
LENDS
Chains
Ethereum
Reviewed
2026-09-23 · v1
Next review
2027-03-23

Who may buy, hold, transfer, and redeem

Each answer rests on the issuer’s own words, quoted from the document named under it. Ketju re-reads each document and records whether the words are still there. Where the documents say nothing, the row says so.

What the holder owns

Each token is one preferred C1 share of Switzerlend AG, issued as a ledger-based security and held in the drag-along contract.

“All Share Tokens are issued as preferred C1 shares with a nominal value of CHF 1.00 and which have the Liquidation Preferences as described in Section 2”

Switzerlend AG, Token Shareholder Agreement (TOKEN SHA) · Section A, Key terms (Share Token) · words found 2026-09-23

Who may hold it

The issuer sells directly as a Swiss primary offering; no investor test, excluded country, or US exemption is named.

“Such offers constitute a primary offering by the issuer and are governed by the Financial Services Act in Switzerland, or equivalent laws for visitors of other countries.”

Switzerlend AG investor page · Terms of Use, Direct Investment · words found 2026-09-23

First purchase minimum

No minimum is stated; one token is one share.

Not stated in Switzerlend AG, Registration Agreement (board resolution signed May 2024; scanned PDF, read by OCR), Switzerlend AG, Token Shareholder Agreement (TOKEN SHA), Switzerlend AG investor page.

Who it may be transferred to

Holders move their shares only by moving LENDS; the wrapper cannot be undone except on termination or migration.

“Token Holders can only transfer ownership of Share Tokens indirectly by transferring SHA Tokens.”

Switzerlend AG, Token Shareholder Agreement (TOKEN SHA) · Section B, 1.2 Relation to Share Tokens and Registration Agreement · words found 2026-09-23

How a holder redeems

No redemption; the issuer may buy or sell tokens but has no duty to, so holders sell on the order book or in a drag-along sale.

“Issuer is under no obligation to offer or repurchase”

Switzerlend AG, Token Shareholder Agreement (TOKEN SHA) · Section B, 1.4 Open Trading & issuance of new Share Tokens · words found 2026-09-23

Who keeps the official record

The token contract is the securities register; Aktionariat keeps the off-chain share register in which a holder must be entered to vote or take dividends.

“All shareholder registration data is stored and processed in Switzerland by Aktionariat, which maintains the shareholder registry for Switzerlend.”

Switzerlend AG investor page · Terms of Use, footer · words found 2026-09-23

What the issuer says it can freeze or take back

No freeze, pause or clawback in the contract; the issuer reserves the recovery function and token annulment to enforce the agreement’s intent where the code departs from it.

“the Issuer has the right, but no obligation whatsoever, to use the tools”

Switzerlend AG, Token Shareholder Agreement (TOKEN SHA) · Section B, 1.3 SHA Smart Contract · words found 2026-09-23

FactWhat the file records
Who onboards the holderNo onboarding
Voting rightsNone
Distributionscash
SIPC coverage of the walletNo

Who can change the record

Powers read from the deployed contracts and their verified source: the token and every contract it consults on transfer. A power recorded here is the issuer’s ability, not evidence it has been used.

ChainFreeze a holderPauseClaw backGate holdersChange the codeKeys held by
EthereumNoNoNoNoNo
Ethereum: 2 contract reads at block 26042815, 2 functions in verified source, 2026-09-23
Read from the chain
  • wrapped()=0x0618d80830f4adb887032d23eafd5b99eb276771
  • oracle()=0x0af5512165975e76ee9425b0e3f3781bd17cad24
Read from verified source

Where it trades

VenueKind
Switzerlend AG direct investment (bank transfer or crypto)issuer primary
Switzerlend secondary order book (non-commercial trading facility on Aktionariat technology, settled in ZCHF)dex

No Tokenized Securities Venue lists this token. Secondary trading, if any, is outside the exemption.

How it exits

PathSettlementSettles in
Secondary market only; no issuer redemptionNo redemption. Sell on Switzerlend’s on-chain order book against Frankencoin (ZCHF), settled atomically; on 23 September 2026 the best bid was CHF 60.00 and the best ask CHF 67.90 (an 11.63% spread), and 24-hour volume was zero. The issuer may also buy back tokens but has no duty to.ZCHF
No exit statedA drag-along sale: once an acquirer’s offer reaches the quorum, the contract hands every wrapped share to the buyer and each holder unwraps the price. A holder who leaves the agreement may be bought out by the issuer, then the other parties, at 80% of fair market value.offer currency

What the monitor reads daily

Every control function in the table above and the contracts the token consults on transfer; the token’s on-chain supply against yesterday’s; and its market quote against yesterday’s quote, since a fund of this kind accrues a few basis points a day. Every document quoted above is re-read too, and a quote that leaves its document reopens the file. A change opens a review item in the governance queue and reopens the file before any client action.

Sources

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