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Eligibility file · Commodity

PAX Gold (PAXG)

What the client owns
Beneficial ownership of one fine troy ounce of London Good Delivery gold per token, held as allocated bars by Paxos Trust in segregated accounts at LBMA vaults in London. Commodity receipt: A receipt for an allocated physical asset held by a custodian.
Who may hold it
US retail investors. First purchase minimum not stated. State coverage not confirmed by the issuer. Anyone may hold PAXG on chain; only verified Paxos customers may buy it from Paxos or redeem it. The smallest purchase on Paxos.com is 0.03 PAXG, because the creation fee is 0.02 PAXG; there is no minimum holding. Redeeming for a gold bar takes at least 430 PAXG plus fees. Paxos says PAXG is not offered in the EU and publishes no list of US states.
Who can freeze or claw back
Ethereum: can freeze a holder, pause transfers, claw back, mint, change the code. A single key can pause transfers. Owner key: a timelock with a 1-day delay.
Solana: can freeze a holder, claw back, mint. A single key can freeze a holder and claw back tokens. A single key can change the code with no delay.
How it exits
Redeem in kind. A verified customer sends PAXG to the Paxos account deposit address and redeems at least 430 PAXG plus fees per London Good Delivery bar. Paxos may run extra due diligence, emails delivery instructions, and treats its duty as done once the bar reaches the delivery service the customer chose. Tokens above the bar’s actual weight come back to the account. The customer may instead take unallocated Loco London gold by wire to a gold account. Paxos says either may take several business days., 17.5 bps fee. Settles in XAU (allocated London Good Delivery bars), XAU (unallocated Loco London gold).

Research and shelf status are on the memo: Paxos Gold (PAXG) Adverse research finding

Issuer
Paxos Trust Company, N.A., a national trust bank regulated by the OCC (a New York limited-purpose trust company until the conversion recorded on 2025-12-12); Paxos Global PTE LTD resells PAXG
Registration
Not a security
Official record
No transfer agent
Instruments
PAXG
Chains
Ethereum, Solana
Reviewed
2026-09-23 · v1
Next review
2027-03-23

Who may buy, hold, transfer, and redeem

Each answer rests on the issuer’s own words, quoted from the document named under it. Ketju re-reads each document and records whether the words are still there. Where the documents say nothing, the row says so.

What the holder owns

A warehouse receipt: the holder owns a pro rata share of specific London Good Delivery bars that Paxos Trust holds in segregated accounts for PAXG holders.

“Your PAXG tokens are akin to a warehouse receipt representing your beneficial ownership of a pro rata portion of Allocated Gold.”

Paxos: PAX Gold Terms and Conditions (last modified December 12, 2025) · Section 5.1, Ownership and Allocation · words found 2026-09-23

Who may hold it

Anyone may hold PAXG on chain. Only verified Paxos customers may buy it from Paxos or redeem it, and Paxos says PAXG is not offered in the EU.

“Only verified Customers may purchase PAXG from us or convert or redeem PAXG from us.”

Paxos: PAX Gold Terms and Conditions (last modified December 12, 2025) · Section 4.11, PAXG · words found 2026-09-23

First purchase minimum

0.03 PAXG to buy on Paxos.com, because the creation fee is 0.02 PAXG. There is no minimum holding.

“When purchasing PAXG on Paxos.com, the minimum purchase is 0.03 PAXG, due to the conversion fee of 0.02 PAXG. However note that there is no minimum amount of holdings for PAX Gold (PAXG).”

Paxos Knowledge Base: PAX Gold Minimum Investment Amounts · PAX Gold Minimum Investment Amounts · words found 2026-09-23

Account types

Individuals, for personal use, and companies or other entities. The terms do not name trusts or IRAs.

“If you register as an individual Customer, you agree that you will use the Paxos Platform for your personal use only.”

Paxos: General Terms and Conditions (last modified December 12, 2025) · Sections 2.3 and 2.4, Acceptance · words found 2026-09-23

Who it may be transferred to

Freely, to any address, like any ERC-20 or Solana token, unless Paxos has frozen it.

“Once you have PAXG tokens, you can transfer them, trade them, keep them, use them to pay persons that will accept PAXG, or convert them for US dollars, Unallocated Gold and Allocated Gold with Paxos, subject to the limitations below.”

Paxos: PAX Gold Terms and Conditions (last modified December 12, 2025) · Section 4.1, PAXG · words found 2026-09-23

How a holder redeems

Verified customers redeem through a Paxos account for US dollars, unallocated London gold, or a whole London Good Delivery bar, which takes at least 430 PAXG plus fees.

“You must redeem a minimum of 430 PAXG tokens plus the fee set forth in the Paxos User Guide, per London Good Delivery gold bar.”

Paxos: PAX Gold Terms and Conditions (last modified December 12, 2025) · Section 11.4, Conversion and Redemption of PAXG · words found 2026-09-23

Who keeps the official record

The chain. Paxos maps each address’s balance to specific bars, shows the bar serial numbers for any address, and reallocates as tokens move. There is no transfer agent.

“You will be able to view the serial number, purity, and gross weight of the London Good Delivery gold bars represented by the PAXG tokens held in your public Ethereum address on the Paxos public website”

Paxos: PAX Gold Terms and Conditions (last modified December 12, 2025) · Section 5.2, Ownership and Allocation · words found 2026-09-23

What the issuer says it can freeze or take back

Paxos may freeze any holder’s PAXG and the gold behind it, customer or not: on a legal directive, on a partner’s notice, or in its sole discretion. Under a binding legal order it may seize the tokens to a Paxos wallet.

“Paxos will only freeze such assets (1) if required to do so by law, specifically when Paxos receives a formal legal directive from a regulator, judicial body, law enforcement agency, or other legal entity having jurisdiction over Paxos, (2) pursuant to a formal notification by a Paxos partner according to previously agreed contractual terms, or (3) as deemed necessary by Paxos in its sole discretion.”

Paxos: PAX Gold Terms and Conditions (last modified December 12, 2025) · Section 14.2, Freezes and Upgrades · words found 2026-09-23

FactWhat the file records
Who onboards the holderissuer
Voting rightsNone
DistributionsNone
SIPC coverage of the walletNo

Who can change the record

Powers read from the deployed contracts and their verified source: the token and every contract it consults on transfer. A power recorded here is the issuer’s ability, not evidence it has been used.

ChainFreeze a holderPauseClaw backGate holdersChange the codeKeys held by
EthereumYesYesYesNoYesA single key can pause transfers. Owner key: a timelock with a 1-day delay.
SolanaYesNoYesNoNoA single key can freeze a holder and claw back tokens. A single key can change the code with no delay.

Who holds the keys

Every current holder of each power, read from the chain on 2026-09-23. A single key is one private key: whoever holds it acts alone. A multisig needs the stated number of signers. A timelock makes every action wait, so holders can see it coming.

ChainKeyWhat it can doHeld byAddress
EthereumOwnergrant and revoke these powers, pause transfersa timelock with a 1-day delay0x6d8b…3acc
EthereumPause rolepause transfersa single key0x3af3…024b
EthereumAdmin rolegrant and revoke these powers, mint new tokensa timelock with a 1-day delay0x6d8b…3acc
SolanaMint authoritymint new tokensa 1-of-4 multisigErtp4y…mzfk
SolanaFreeze authorityfreeze a holdera single key2apBGM…YJjk
SolanaPermanent delegateclaw back tokensa single key2apBGM…YJjk
SolanaTransfer-hook authoritydecide who may hold, change the codea single key2apBGM…YJjk
Ethereum: 2 contract reads at block 26040905, 5 functions in verified source, 2026-09-23
Read from the chain
  • owner()=0x6d8b8f7ebd9860e80694665f05033df06ddc3acc
  • paused()=false
Read from verified source
Solana: 3 contract reads at block 449736447, 0 functions in verified source, 2026-09-23
Read from the chain
  • mintAuthority=Ertp4yV6mJiQP5TyBaEkvza9fhh1pWo4CWtM6CdKmzfk
  • freezeAuthority=2apBGMsS6ti9RyF5TwQTDswXBWskiJP2LD4cUEDqYJjk
  • permanentDelegate=2apBGMsS6ti9RyF5TwQTDswXBWskiJP2LD4cUEDqYJjk

Where it trades

VenueKind
Paxos platform (paxos.com), verified customers onlyissuer primary
Exchanges Paxos lists on paxg.com, among them Coinbase, Kraken, Binance, OKX, Bybit, Bitget, Upbit and Revolutexchange
Solana DeFi venues Paxos lists on paxg.com: Jupiter, Kamino, Meteora, Sunrise, Titan and Jumperdex

How it exits

PathSettlementFeeSettles in
Redeem in kindA verified customer sends PAXG to the Paxos account deposit address and redeems at least 430 PAXG plus fees per London Good Delivery bar. Paxos may run extra due diligence, emails delivery instructions, and treats its duty as done once the bar reaches the delivery service the customer chose. Tokens above the bar’s actual weight come back to the account. The customer may instead take unallocated Loco London gold by wire to a gold account. Paxos says either may take several business days.17.5 bpsXAU (allocated London Good Delivery bars), XAU (unallocated Loco London gold)
Redeem with the issuer in its windowA verified customer converts PAXG to US dollars on the Paxos platform at a streaming gold price held for five seconds, then withdraws to a bank account in the customer’s name. Paxos says conversion may take several business days to show and withdrawals up to two days, longer for large ones.12.5 bpsUSD
Secondary market only; no issuer redemptionA holder who is not a Paxos customer cannot redeem with Paxos and exits by selling on an exchange or a Solana DEX.USD, stablecoins

What the monitor reads daily

Every control function in the table above and the contracts the token consults on transfer; the token’s on-chain supply against yesterday’s; and its market quote against yesterday’s quote. Every document quoted above is re-read too, and a quote that leaves its document reopens the file. A change opens a review item in the governance queue and reopens the file before any client action.

Sources

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