Eligibility file · money market fund
Spiko US T-Bills and EU T-Bills Money Market Funds (USTBL, EUTBL)
What the client owns
Issuer direct. The on-chain record is the securityholder file; the holder is the registered owner.
Who may hold it
Not offered to US persons. First purchase minimum not stated.
Who can freeze or claw back
Spiko Finance (share register kept on chain under the EU DLT pilot regime); Twenty First Capital as management company: pause · clawback · mint · upgrade on Ethereum.
How it exits
Redeem with the fund at NAV by the daily cutoff. Daily orders at the next NAV; an instant-withdrawal service up to a per-customer limit at the NAV in force. Settles in USDC, EURC, USD, EUR.
Research and shelf status are on the memo: Spiko (EUTBL / USTBL) Research unresolved
Who may buy, hold, transfer, and redeem
The issuer’s own terms, restated. Where the documents say nothing, the row says so.
| Question | The issuer’s terms |
|---|---|
| US persons | Not permitted |
| Investor status | Not offered to US persons |
| Account types | individual, entity |
| First purchase minimum | Not stated |
| Who onboards the holder | issuer |
| Voting rights | Yes |
| Distributions | reinvested |
| SIPC coverage of the wallet | No |
Who can change the record
Powers read from the deployed contract and its verified source, not from marketing copy. A power recorded here is the issuer’s ability, not evidence it has been used.
| Chain | Allowlist | Freeze | Pause | Clawback | Mint authority | Upgradeable |
|---|---|---|---|---|---|---|
| Ethereum | No | No | Yes | Yes | Yes | |
| Arbitrum | No | No | Yes | Yes | Yes | |
| Ethereum | No | No | Yes | Yes | Yes | |
| Arbitrum | No | No | Yes | Yes | Yes |
- onchain:0xe4880249745eac5f1ed9d8f7df844792d560e750#eip1967.implementation=0x15ea0ec460a0e6847ec0aa8d50a84b3a51b95f74@26036816 · read 2026-09-23
- onchain:0xe4880249745eac5f1ed9d8f7df844792d560e750#paused()=false@26036816 · read 2026-09-23
- abi:sourcify:1:0x15ea0ec460a0e6847ec0aa8d50a84b3a51b95f74#pause · read 2026-09-23
- abi:sourcify:1:0x15ea0ec460a0e6847ec0aa8d50a84b3a51b95f74#burn · read 2026-09-23
- abi:sourcify:1:0x15ea0ec460a0e6847ec0aa8d50a84b3a51b95f74#mint · read 2026-09-23
- abi:sourcify:1:0x15ea0ec460a0e6847ec0aa8d50a84b3a51b95f74#upgradeToAndCall · read 2026-09-23
- onchain:0x021289588cd81dc1ac87ea91e91607eef68303f5#eip1967.implementation=0xa0769f7a8fc65e47de93797b4e21c073c117fc80@507961846 · read 2026-09-23
- onchain:0x021289588cd81dc1ac87ea91e91607eef68303f5#paused()=false@507961846 · read 2026-09-23
- abi:sourcify:42161:0xa0769f7a8fc65e47de93797b4e21c073c117fc80#pause · read 2026-09-23
- abi:sourcify:42161:0xa0769f7a8fc65e47de93797b4e21c073c117fc80#burn · read 2026-09-23
- abi:sourcify:42161:0xa0769f7a8fc65e47de93797b4e21c073c117fc80#mint · read 2026-09-23
- abi:sourcify:42161:0xa0769f7a8fc65e47de93797b4e21c073c117fc80#upgradeToAndCall · read 2026-09-23
- onchain:0xa0769f7a8fc65e47de93797b4e21c073c117fc80#eip1967.implementation=0x15ea0ec460a0e6847ec0aa8d50a84b3a51b95f74@26036817 · read 2026-09-23
- onchain:0xa0769f7a8fc65e47de93797b4e21c073c117fc80#paused()=false@26036817 · read 2026-09-23
- abi:sourcify:1:0x15ea0ec460a0e6847ec0aa8d50a84b3a51b95f74#pause · read 2026-09-23
- abi:sourcify:1:0x15ea0ec460a0e6847ec0aa8d50a84b3a51b95f74#burn · read 2026-09-23
- abi:sourcify:1:0x15ea0ec460a0e6847ec0aa8d50a84b3a51b95f74#mint · read 2026-09-23
- abi:sourcify:1:0x15ea0ec460a0e6847ec0aa8d50a84b3a51b95f74#upgradeToAndCall · read 2026-09-23
- onchain:0xcbeb19549054cc0a6257a77736fc78c367216ce7#eip1967.implementation=0xa0769f7a8fc65e47de93797b4e21c073c117fc80@507961878 · read 2026-09-23
- onchain:0xcbeb19549054cc0a6257a77736fc78c367216ce7#paused()=false@507961878 · read 2026-09-23
- abi:sourcify:42161:0xa0769f7a8fc65e47de93797b4e21c073c117fc80#pause · read 2026-09-23
- abi:sourcify:42161:0xa0769f7a8fc65e47de93797b4e21c073c117fc80#burn · read 2026-09-23
- abi:sourcify:42161:0xa0769f7a8fc65e47de93797b4e21c073c117fc80#mint · read 2026-09-23
- abi:sourcify:42161:0xa0769f7a8fc65e47de93797b4e21c073c117fc80#upgradeToAndCall · read 2026-09-23
On-chain and ABI evidence
Where it trades
| Venue | Kind |
|---|---|
| Spiko app and API | issuer primary |
No Tokenized Securities Venue lists this token. Secondary trading, if any, is outside the exemption.
How it exits
| Path | Cutoff | Settlement | Minimum | Fee | Settles in |
|---|---|---|---|---|---|
| Redeem with the fund at NAV by the daily cutoff | Daily orders at the next NAV; an instant-withdrawal service up to a per-customer limit at the NAV in force | USDC, EURC, USD, EUR |
- Spiko or Twenty First Capital opens either sub-fund to U.S. persons, or publishes a minimum subscription
- The implementation or permission manager on Ethereum or Arbitrum changes, or a transfer allowlist is added to the token
- Spiko publishes the Polygon, Base, Etherlink, Starknet, or Stellar contract identities; those chains are then read and added
- A NAV suspension, a failed instant withdrawal, or an AMF enforcement action
Reopen conditions: events that change an answer above
What the monitor reads daily
Every control function in the table above, the token’s price against its stated NAV, and on-chain supply. A change reopens the file before any client action.
Sources
- Twenty First Capital — Spiko US T-Bills Money Market Fund page · primary · accessed 2026-09-23
Supports: citizens of the United States are not authorized to access, French SICAV, UCITS, daily valuation - Spiko — Terms of Use · primary · accessed 2026-09-23
Supports: access refused to residents of non-eligible countries, MiFID II client categorisation, subscription and redemption in electronic money tokens, instant withdrawal service - Spiko engineering blog — smart contract architecture · primary · accessed 2026-09-23
Supports: permission-manager groups, super-admin multisig, pause, burner role, UUPS upgrade, Trail of Bits audit - Spiko — launch of the first tokenized money market funds · primary · accessed 2026-08-17
Supports: AMF authorization, UCITS sub-funds - Verified implementation on Ethereum (Sourcify) · primary · accessed 2026-09-23
Supports: pause, burn from a holder address, role-gated mint, upgradeToAndCall